One of the largest e-commerce platforms, Flipkart lets customers purchase almost all kinds of consumer goods at an attractive price. It also provides several seasonal offers and discounts to its customers so that they can conveniently make large-ticket purchases.
Nevertheless, even after the special offers, sometimes it may become difficult to purchase necessary items due to a lack of credit at your disposal. Using the Bajaj Finserv card on Flipkart can help you make your purchases without any down payment and repay the amount in instalments
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Benefits of Using Bajaj Finserv Card on Flipkart
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You can get the following advantages from this Bajaj Finserv payment card:
- Purchasing on zero down payment
Being a cardholder, you can place your order even when there are insufficient funds in your hand that particular month. You do not have to make any down payment. All the bills paid through the card will get converted into easy instalments that you will have to pay from the following month.
- Getting a flexible tenure
The card lets you choose a tenure between 3 to 24 months. You can choose the repayment period according to your financial capacity, reducing the chances of overburdening your monthly obligations.
- Availing no cost EMI offers
The card lets you grab no-cost EMI offers on selected products available on Flipkart. This helps you repay the invoice amount without any interest or additional charges.
In a no-cost EMI, the Instalment Amount = Total Invoice Amount/Tenure (in months)
- Managing EMIs online
You can also manage the instalments easily online through the Bajaj Finserv customer care portal. For this, you just need to log in to your user account with your credentials.
- Foreclosing without charges
The financial solution provider allows you to foreclose your outstanding instalments without paying extra charges. This way, you can end your liabilities at one go, reducing your worries about due dates of repayment.
- Getting pre-approved loans
The Bajaj Finserv payment card also comes with a pre-approved loan offer of up to Rs. 4 lakh for customers. This way, you can ensure financial protection during credit shortages.
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How to Use the Bajaj Finserv Card on Flipkart to Purchase a Product
You need to follow the steps mentioned above to buy a product from Flipkart using the Bajaj Finserv Card:
Step 1: Log in to your Flipkart account
Step 2: Add items you want to purchase to your cart and place the order
Step 3: Select ‘EMI’ as your preferred payment mode
Step 4: Click on ‘Bajaj Finserv EMI Card’ and complete the payment
After these steps, the bill will be converted into instalments you will need to pay from next month onward.
In order to grab attractive deals, you need to keep your eyes on the offers on your necessary items. The special discounts change every day. So, whenever you get an attractive deal on Flipkart, you need to purchase it through the Bajaj Finserv payment card. You can also wait for special seasonal offers like the ‘Big Billion Days’ when all the products come at a significant discount on their sticker price.
In this regard, if you do not have a payment card from Bajaj Finserv, you must know how to apply for it.
How to Apply for a Bajaj Finserv Card Online
Here is the step-by-step process to apply for the Bajaj Finserv Card:
Step 1: Visit the Bajaj Markets’ official website
Step 2: Go to the page of Bajaj Finserv EMI Network Card
Step 3: Click ‘Apply Now’
Step 4: Mention your personal and professional details, date of birth, PAN card number
Step 5: Tap on the ‘Check Your Offer’ option
Step 6: Undergo the KYC verification process and pay the application fees
Step 7: Complete your e-mandate process
Upon completion of these steps, you will be able to see the status of your Bajaj Finserv card and access your digital wallet by logging in to your user profile.
Eligibility Criteria for the Bajaj Finserv Card
Here are the eligibility standards you need to meet to get the payment card from Bajaj Finserv:
- You need to be a citizen of India.
- You need to be in the age group of 21 to 60 to be eligible for Bajaj Finserv EMI Network Card and in the age group of 23 to 65 to be eligible for the Bajaj Finserv Insta EMI card.
- Having a steady monthly income is also necessary.
In conclusion, using the Bajaj Finserv Card on Flipkart enables you to purchase your required products from the e-commerce platform without any down payment. You will have to pay the amount in easy instalments over the next months. It also enables you to purchase some selected items on no-cost EMIs during festive periods or special seasons.