Useful Money Management and Planning Tools For iPhone

Let’s admit it, saving money is one of the toughest things to do in the current era, especially if your income sources are limited. However, it can become a bit less complicated if you adopt the right approach to saving money. For example, you can always begin by taking small steps toward budget management. Eventually, these habits will become a part of your everyday life and will lead you to have more amazing experiences in life. 

You can simply start saving by making a list of expenses that you come across throughout the month, creating a budget for your savings, finding different ways or alternatives to save money, and so on. For instance, you can use bundled services for your Cable TV, phone services, and internet, which takes out a large chunk of money from your Expense List. 

You can do so by using services from Spectrum packages, setting your savings goals (these include your long-term and short-term goals as well), deciding your priorities, picking the right savings tool, automating your savings, etc. One of the best ways to do so is to use Spectrum Internet and use Spectrum Telefono to order their services. 

When you talk about picking the right tool to manage your money and your savings, there is a wide range of applications and websites that can help you save enough money. Here is a list of such platforms that can help you save more money and help you keep your budget intact. 

YNAB

The app helps you organize your money and gets you to handle your personal finances as a proven method and use the app to give you concrete results. You can become self-sufficient to pay off your debts, grow your savings and reach your financial goals faster. The app gets you a secure link to your bank accounts and get you a clear picture of your accounts in a single place. 

You can view different changes in your budget and make things more simple by sharing all the updates with your partner as well.  This feature makes it one of the best apps out there for users who want to stay in coordination with their business partners, family members, etc.  

App Store Rating: 4.8

Mint

Mint provides users with a free way to set up an account and track their monthly budget. You can even sync up with your bank account and credit card accounts to keep track of your transactions automatically. You can check out where you are in the budget category just by having a glance. 

To make this possible, the application uses color-coded bar graphs to get you a clear picture of your budget. Mint also keeps an eye on your financial goals and savings for better progress.  

App Store Rating: 4.8

PocketGuard

People today want to know how much money are they left with. It crunches the numbers to show the amount of money you have left with yourself after paying off your bills, spending, and savings goal contributions. Users can view the amount left with them for the day, the week, or the month. If you explore the software more, you will have options that can help you track your spending as per the category. 

App Store Rating: 4.7

Personal Capital

This tool helps you keep track of your entire monthly budget or your retirement portfolio. This works by using an easy way to manage investments and offer advice on investments for people who use the service. 

App Store Rating: 4.7

SmartyPig

This works like your piggy bank that exists in the cloud. It lets you set your savings goals that you have regarding specific things and lets you save money using a savings account that has a high interest. You can also use SmartyPig to set up different savings goals and use a single account for multiple savings goals. 

App Store Rating: 4.6

Buxfer 

This tool provides users with all the mainstream functions that are offered by other online budgeting tools and get you information by syncing with your bank account. Buxfer has an edge over other tools as it provides you the opportunity to run financial projections so that you can have saving goals and track down IOUs with friends. The Basic version of the app is free and you can add up additional budgets and bank accounts for an additional payment. 

App Store Rating: 4.3

The Bottom-Line

In the end, one can say that using any of these apps and others can help you save money effectively. 

Besides using the above-mentioned money-saving apps, you also need to stay determined and motivated to save and keep a track of your overall spending each month. Also, always keep your financial goals in mind – it will make things more manageable and help big-time to save a considerable amount of money for your rainy days. 

To Know Some Great Stuff Do Visit FactorsWeb

To Know Some Great Stuff Do Visit FeatureBuddies

To Know Some Great Stuff Do Visit FeedAtlas